Success Stories

Read about how successful these members have been!

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HopeBuilders Breakfast

Attend one of our informational HopeBuilders breakfasts to learn more about the Champlain Housing Trust and the affordable housing work we do in northwestern Vermont.

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Home Repair Loans

Basic Requirements

  • You must own your home and live in it as your primary residence.
  • Your home must be located in Chittenden*, Franklin, or Grand Isle County
  • Loans are secured by a mortgage on your home, so you must have enough equity to secure a loan.
  • Your credit history and debt payments will also be considered.
  • Your gross household income (before taxes and deductions) must be less than the following: 
Household Size Maximum Income
1 person $50,350
2 person $57,550
3 person $64,750
4 person $71,900
5 person $77,700
6 person $83,450
7 person $89,200
8 person $94,950
If your income is close, please apply. Call for larger household size income eligibility.
*Burlington residents are not eligible.

Home Repair Loan Program Brochure Home Repair Loan Program Brochure (1672 KB)


Contact Us for More Information: 802-861-7388

More Info


88 King Street
Burlington, VT 05401
NMLS ID# 179570

13 Lake Street
St. Albans, VT 05478
NMLS ID# 184793

This program is made possible through funding from the Vermont Community Development Program, Vermont Housing Conservation Board, United States Department of Agriculture Rural Development, TD Charitable Foundation, and NeighborWorks® America.