Partnership with Green Mountain Habitat for Humanity

Help Build Your New Home!

Champlain Housing Trust and Green Mountain Habitat for Humanity (GMHfH) help low-income households to become homeowners.  Through this partnership, new homes will be built by GMHfH and then sold through the Shared Equity Program at CHT. Buyers must qualify for both GMHfH and CHT’s Shared Equity Program.

Are you in need of better housing?

Green Mountain Habitat for Humanity builds homes for those living in substandard housing which includes unsafe conditions, expensive rent, and/or being overcrowded.

Are you willing to partner with CHT & GMHfH?

As an interested applicant, you must:

Are you financially ready to buy a home?

To be eligible, you must:

  • Qualify for a conventional mortgage with a local lender that works with CHT.
  • Be able to pay for closing costs ($8,000 to $10,000), at least $3,000 must be your personal savings.
  • Meet income limits to purchase these homes. These limits are less than CHT’s typical Shared Equity Program.
Household Size Maximum Income
1 person $60,100
2 person $68,650
3 person $77,250
4 person $85,800
5 person $92,700
6 person $99,550

How to Apply

Download the GMHfH and CHT Applicant Checklist

Complete the following CHT requirements

    • Take the HomeBuyer Education Workshop and attend a counseling session
    • Attend a Shared Equity Program Informational Meeting
    • Complete a CHT Shared Equity Program Application
    • Work with an approved lender to receive a pre-approval for the home you are interested in

Start the Application Process Now

Once you qualify for CHT, you will meet with GMHfH and they will complete the following with you:

  • An application for GMHfH
  • Schedule a meeting with GMHfH to verify need for housing and willingness to partner, which includes sweat equity

Buyers for each home will be selected by GMHfH’s Family Selection Committee.


Available Homes through the Partnership

Coming Soon!    GMHfH and CHT are working on the details for several new homes that we will begin marketing soon.  We encourage you to sign up for our available homes email list and we will email you when a new homes become available.

  • Habitat New This Week
    Single Family Home In Swanton!

    Swanton, VT 05488

    Apply by February 22nd- $143,500

    Apply by Wednesday, February 22nd at 5:00PM, to be part of the buyer selection for this home. This home is being built by Green...

    • Bedrooms3
    • Bathrooms1.5
    • ParkingNone- Off Street Parking
    • Sq Ft1,200
    • TypeFeatured Listing, Homes For Sale
    10 hours ago