How to Apply for Shared Equity
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Attend Shared Equity Program Informational Meeting
Have a Current Preapproval Letter from a Lender that Works with CHT
Attend a CHT Financial Counseling Session
Shared Equity Homeownership through CHT
Steps do not have to be completed in any particular order.
Complete the Application
Meet Income and Asset Eligibility Requirements
Attend Homebuyer Education Workshop
These steps all need to be completed but do not have to be completed in any particular order.
How to Enter a Buyer Selection for a Home:
When a home first comes on the market, buyers that have completed the following steps by the deadline will be included in the buyer selection for the property. CHT chooses from these buyers using a points system. You can download the selection criteria below. To be included in the buyer selection, you must complete the following by the deadline:
1.) Submit a complete application for the Shared Equity Program and meet the income and asset eligibility requirements.
2.) Submit a pre-approval for the home from a lender that works with CHT.
3.) Submit your credit report from a third-party so that CHT is able to verify your monthly debt.
4.) Must have attended a Shared Equity Informational Meeting within the last year.
SEP Buyer Selection Process Document