Finding Your Footing Wherever You Are on Your Housing Journey

Vermont’s housing market has never been simple to navigate, and if you’re renting right now, you already know that firsthand. Whether you’re searching for a new place, trying to make your current situation more stable, or quietly wondering what it might take to own a home someday, you’re not alone. And you don’t have to figure it out without support.

This month, we’re talking about renting in Vermont: what resources exist, what’s changing in the market, and if ownership is somewhere on your horizon — how you can start laying the groundwork today.

Vermont’s Rental Market: What Renters Are Facing

Across the state, renters are feeling the squeeze. Availability is tight, costs are rising, and lease turnovers create a stressful scramble for households looking to move or stay put.

Stability matters — not just for your day-to-day quality of life, but because having a safe, affordable place to live is often what makes everything else possible: holding a steady job, building savings, and yes, eventually buying a home. That’s why the work being done to expand affordable rental housing in Vermont matters so much.

Better Rental Housing Is Being Built — Right in Your Community

The Vermont Housing Improvement Program (VHIP) provides grant funding to private landlords to rehabilitate apartments that aren’t up to code and bring them back to market at fair or below-market rents. More affordable, quality rental units means more Vermonters can find stable housing — and stability is where every homeownership journey begins.

Champlain Housing Trust is one of the organizations that administers VHIP in our region. If you’re a landlord with units that need work, we’d love to talk.

If Homeownership Feels Far Away, Start Here

Here’s something we hear a lot: “I’d love to own someday, but I don’t even know where to start.”

That’s exactly what our homebuyer education classes are designed for — and they’re not just for people who are ready to buy. They’re for anyone who wants to understand the path: how credit works, what lenders look for, how to save strategically, and what programs exist to make homeownership more accessible in Vermont.

You don’t need a down payment saved to walk through the door. You just need to be curious about what is possible.

Register for a free introductory homebuyer education class at https://www.getahome.org/basics-of-buying-a-home/

Renting and Owning Aren’t Opposites

The truth is, renting smartly is often the first chapter of owning. Building your credit, understanding your budget, knowing your rights as a tenant — all of it matters. And the organizations in the NeighborWorks Vermont network are here to support you through every chapter, not just the one where you’re ready to sign a purchase agreement.

Wherever you are in your housing journey, there’s a next step. We’d love to help you find it.

Champlain Housing Trust is a member of the NeighborWorks Vermont network, a statewide group of nonprofit housing organizations committed to helping Vermonters find stability and build opportunity through housing.