Shared equity homeownership is one of the most effective tools Vermont has for keeping homes affordable—now and for the next generation of buyers. But for many people, the concept feels unfamiliar. What does “shared equity” actually mean? Who does it help? And why has it become such a powerful pathway to stability in communities across […]
By David Edwards and Abigail Smith-Reece, HUD Certified Counselors There’s no single “right” way to pay down debt—different strategies work for different financial situations. What matters most is having a clear system, not just good intentions. The snowball method is popular because it builds momentum: you pay off the smallest balance first while making minimum […]
A sunny Thursday afternoon in early August 2025, marked the beginning of construction of 40 new permanently affordable apartments at Cambrian Rise, a new, mixed income neighborhood, situated between Burlington’s Old North End and New North End. The new building, 100 Cambrian Way, is being developed by Champlain Housing Trust (CHT) and Evernorth. Since then, […]
Champlain Valley Office of Economic Opportunity (CVOEO) has opened Foundations Family Shelter in Burlington. The new space is a high-barrier communal-living shelter for families. CVOEO will lease the space from Champlain Housing Trust which has owned the building for 30 years, underlying the importance of permanent affordability and long term community assets. Foundations Family Shelter […]
Stability isn’t built overnight. It’s built through small decisions, small habits, and small moments of confidence that add up over time. For many Vermonters, financial stability begins long before buying a home. It starts with understanding their budget, strengthening their credit, and getting the support they need to plan for the future. Champlain Housing Trust […]
[Excerpts from Vermont Foundation of Recovery press release 1/13/2026] In partnership with Champlain Housing Trust, Vermont Foundation of Recovery, the largest recovery residence organization in the state, has opened six new recovery residence beds and four transitional apartment beds for women in Essex Junction. Applications for membership are now open. This expansion brings Vermont Foundation […]
To fill the shelves at our food pantries, Champlain Housing Trust is hosting a Food Drive and we need your help! Please donate to help residents put food on their tables and make ends meet. Drop off Food Pantry donations Mon-Fri, 9:30am – 4:30pm at CHT’s office at 88 King Street in Burlington. Or, click […]
Across Vermont, thousands of people are working toward greater stability—financially, emotionally, and within their homes. Champlain Housing Trust and NeighborWorks Alliance of Vermont exist to make that journey easier. Whether someone is buying their first home, repairing the one they have, or exploring shared equity options, our goal is the same: to help Vermonters build […]
Earlier this month, World Habitat, along with UN-Habitat, released a new report marking 40 years of recognizing innovative, sustainable, and replicable housing programs from around the globe. Champlain Housing Trust was selected as a winner of the World Habitat Award in 2008, and is featured in the new publication. What was special about this award […]
Champlain Valley Office of Economic Opportunity (CVOEO) is offering free tax preparation services to low-to-moderate income Vermonters. The program is by CVOEO’s Volunteer Income Tax Assistance (VITA) program, where volunteer tax experts assist individuals and families fill out their federal and state income tax returns, Vermont Renters Credits, and Homestead Declarations/Property Tax Credits. Appointments are […]
A New Sense of Home It’s impossible not to feel welcome inside Vladimir Bullón and Greg Chire’s new shared equity condo at Bay Ridge in Shelburne. The living space is decorated with family pictures and furniture that the couple tracked down from secondhand shops and Facebook marketplace. Their sixth month old puppy Willow follows visitors […]
The winter holidays are often a time when we see an increase in scams. People are more vulnerable to scams during a time of fast decision making, tight deadlines, and added stress. So remember to take a few breaths before clicking on unknown links this winter. Scams are not limited to online shopping as they […]
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