Ability to Plan for the Future In 2004, Jim DePierro was living with roommates and then at his Mom’s house and was ready for a change. He was a recent graduate from the University of Vermont working several jobs, but his pay wasn’t enough to cover the costs of owning a car, paying insurance and […]
Getting on a Better Pathway By necessity, Katiesha Soth and her family bounced around a lot – living unhoused made them always looking out for a place that would offer an opportunity for stability in their lives, and especially, a home. The family of six had spent a few years without a home, often with […]
From Hardship to Housing with a Little Help Nicole Hawley is no stranger to hardship. Born in Morrisville and growing up in central Vermont her family always figured out how to make ends meet, sometime depending on public assistance programs when needed. It’s the reality for many Vermont families without a lot of resources and […]
May is National Military Appreciation Month in the United States—a time to recognize and honor those who have served. One meaningful benefit available to military households is the Veterans Affairs (VA) loan, a mortgage option designed to make homeownership more accessible for veterans, active-duty service members, and eligible surviving spouses. Champlain Housing Trust is proud […]
Champlain Housing Trust has begun work redeveloping a building at 322 St. Paul Street in Burlington to create 10 new, service supported apartments. The redevelopment is part of pilot project supported by the State of Vermont to address gaps in housing for individuals eligible to receive Medicaid-funded Developmental Disabilities Services. CHT has been working with […]
Saturday, May 2, 2026, is Green Up Day in Vermont and Champlain Housing Trust invites you to join us in this statewide effort to get outside and clean up neighborhoods! CHT staff will be leading volunteer teams at several locations. Will you volunteer with us on Green Up Day? Getting together with neighbors to pick […]
At our Annual Membership Meeting on March 18, 2026, the Champlain Housing Trust Board of Directors celebrated CHT staff members for their years of service starting with five year anniversaries. Thank you and congratulations to the nine staff members recognized this year who have collectively given 75 years of service to Champlain Housing Trust! 5 […]
When the snow starts to melt and the days get longer, something shifts for a lot of Vermonters. Spring feels like the season of possibility, and for many, that includes the possibility of buying a home. But where do you start? What can you afford? And is spring really the best time to begin? The […]
At the Champlain Housing Trust Annual Meeting on March 18th, 2026, we welcomed newly elected Resident Board Members Sybelle Ibaressongo, a rental resident representative serving her first term, and Lisa Lord, a co-op member serving her second term. Rachel Jolly was elected to her first term and Helen Head was re-elected to her third term […]
At each Annual Meeting, Champlain Housing Trust honors several people or institutions who inspire us. At this year’s gathering on March 18th, 2026, Chief Executive Officer Michael Monte presented the following awards: The Brenda Torpy Founders Award for Outstanding Contributions to the Advancement of Perpetual Affordability to David Mullin, whose leadership as CEO of Green […]
Shared equity homeownership is one of the most effective tools Vermont has for keeping homes affordable—now and for the next generation of buyers. But for many people, the concept feels unfamiliar. What does “shared equity” actually mean? Who does it help? And why has it become such a powerful pathway to stability in communities across […]
By David Edwards and Abigail Smith-Reece, HUD Certified Counselors There’s no single “right” way to pay down debt—different strategies work for different financial situations. What matters most is having a clear system, not just good intentions. The snowball method is popular because it builds momentum: you pay off the smallest balance first while making minimum […]
